2011 HSA Eligible OTC Products
The rules changed in 2011 regarding the ability to use Health Savings Account (HSA) funds to purchase Over The
Counter (OTC) products. Effective January 1, 2011 you will need to obtain a prescription from a
physician in order to use HSA funds to pay for these OTC products.
(This is not necessarily a complete list of Health Savings Account eligible OTC Products)
Allergy medications & antihistamines
Allergy & sinus medicine
Anti-itch & insect bite
Baby rash ointments/creams
Cold sore remedies
Cough, cold & flu medications
Motion sickness products
Pain relief medications
Sleep aids & sedatives
Wart remover treatments
Prescription Drugs were not affected by these changes in HSA Eligibility Rules so all prescrition drugs are
eligible to be paid for with Health Savings Account Funds.
Here for additional Health Savings Account Eligible Expenses.